Member One Federal Credit Union

Financial literacy is the ability to manage one’s money. The goal of financial literacy is to help in understanding financial concepts that will help them to manage their money better. It is a life skill that one must grasp for good financial wellbeing. Financial literacy includes budgeting, investing, insurance, and debt management, loans and interest.

During this two-part course, you will learn how to evaluate your spending habits, change your mindset and attitude towards savings, and create a long-term financial plan for your future! Throughout this training, you will learn how to manage your finances by creating a foundation for success! This course will cover the building blocks of a sound financial plan and will illustrate how changing your habits and attitude has an enormous impact on your financial well-being. The infamous Warren Buffet once said, "Risk comes from not knowing what you are doing." This course will help with just that...

• Understanding the Basic Banking Concepts
• Understanding budgeting concepts and components of a healthy budget
• How to track monthly income and daily spending - Debt Management
• Understanding the Basics of Credit