Wealth & Prosperity Financial Services LLC

Objective: To provide clarity, confidence, and simple steps to make your money work smarter.

Cost: FREE Workshop

Food: Light food provided

Class Description

Build confidence with money—without the jargon. In this hands-on workshop, you’ll learn the core skills to manage cash flow, pay off debt, save for the unexpected, start investing, and protect what you’re building. Through short lessons and guided activities, you’ll complete practical worksheets and leave with a simple, personalized action plan you can start today.

What you’ll learn

• Understand your money mindset and set motivating goals
• Create a realistic budget you can stick to (with room for life)
• Choose a debt strategy (Snowball vs. Avalanche) and reduce interest costs
• Size your emergency fund and decide where to keep cash
• Start investing with a simple, diversified approach and a risk-aware mix
• Prioritize tax-advantaged accounts (401(k)/403(b)/IRA/HSA) the smart way
• Protect your plan with insurance basics, beneficiaries, and fraud prevention

What you’ll leave with:

• A one-month starter budget and daily spending tracker
• A debt payoff plan (chosen method + first extra-payment step)
• An emergency fund target and contribution schedule
• An investing roadmap (starter allocation + account order)
• A protection checklist (beneficiaries, insurance review, password manager)
• A 30-day action plan you can implement immediately

Who is it for:

Individuals, couples, students, and professionals who want a clear, practical money plan—beginner through intermediate levels.

Format

• Short teaching segments + guided exercises + share-outs. Jargon-free, example-rich, with calculators and worksheets provided.