Training overview
Managing complex client relationships requires sound judgement, a solid understanding of ownership structures and the ability to assess higher money laundering risks. This practical training focuses on enhanced due diligence (EDD) and the challenges that arise when dealing with complex clients, structures and transactions.

Participants will deepen their understanding of beneficial ownership, control structures, source of wealth and transaction monitoring, and learn how to apply regulatory requirements effectively within their organisation. The training combines regulatory context with practical cases, enabling participants to actively engage with real-life dilemmas and decision-making processes.

The emphasis is on applying CDD measures in complex situations where standard approaches are no longer sufficient.

Learning objectives
After completing this training, participants will:

Understand when and why Enhanced Due Diligence is required
Be able to assess complex ownership and control structures
Strengthen their ability to identify and manage higher-risk clients
Understand how source of wealth and source of funds assessments support effective CDD
Gain practical insight into ongoing CDD, trigger events and exit decisions

Target audience
This training is intended for professionals involved in CDD and AML activities, including:

Compliance Officers
Compliance department staff
Internal Auditors
Risk Managers
Other professionals involved in client due diligence and risk assessment

Participants are expected to have prior exposure to CDD or AML concepts.

Training content
During this training, the following topics will be covered:

Applicable AML/CFT legislation and regulatory requirements
Identifying the client: beneficial owners, controlling persons, intermediaries and representatives
Key concepts in beneficial ownership and control
Know Your Customer (KYC): purpose of the relationship, nature of business
Source of Funds and Source of Wealth assessments
Enhanced Due Diligence: when it is required and how it is applied
Information requirements for EDD
Understanding complex ownership and control structures
Dealing with nominee shareholders and non-beneficial owners
Managing adverse media and negative information
Ongoing CDD, trigger events and review moments
Client exit decisions: when and how to disengage

The training makes extensive use of practical examples and case discussions, allowing participants to actively reflect on challenges and best practices.

Training format
The session is interactive and practice-oriented, with a strong focus on discussion, casework and real-life scenarios. Participants are encouraged to share experiences and perspectives.

Practical details
Duration: 4 hours
Level: Intermediate / specialised
Format: Classroom
Language: Dutch or English, depending on participants

Why attend this training?
Complex clients and structures present increased compliance and integrity risks. This training equips professionals with the insight and practical tools needed to manage those risks effectively, apply Enhanced Due Diligence with confidence and make well-informed decisions in complex CDD situations.

Extra training: Complex CDD in Practice: EDD, Transaction Monitoring & Source of Wealth